App Developers Insurance FAQ


What is App Developers Insurance?

App Developer Professional indemnity insurance (errors and omissions insurance) protects app developers and contractors in case their work causes an issue. App developers Insurance can protect app developers against the financial impact of a claim or legal proceedings being brought against them, whether from a dissatisfied client or a piece of software failing to meet an expected standard leading to a third party financial loss.

Professional indemnity insurance for software companies

Whether you are an app development company designing software for clients or building your own offering, it would be prudent to take out professional indemnity insurance in case of claims or damage from what you have built.

App Developers Insurance

More on App Developers Insurance

Why App Developers Need Insurance

As the world becomes increasingly reliant on mobile apps for everything from entertainment to banking, app developers are in high demand. However, with this demand comes risk. That’s where app developers insurance comes in.

What is App Developers Insurance?

App developers insurance is a type of insurance specifically designed for those working in the app development industry. It covers a wide range of risks, including liability, errors and omissions, and professional indemnity. Essentially, it protects app developers from financial loss in the event of a claim or lawsuit.

Why is it Important?

The app development industry is constantly evolving and app developers are under constant pressure to create innovative and reliable products. However, even with the best intentions and efforts, mistakes can happen. App developers insurance provides protection against financial loss in the event of a claim or lawsuit, which can be especially important for small businesses and freelancers who may not have the resources to cover these costs on their own.

Why are More App Developers Getting it?

As the app development industry continues to grow, more and more app developers are choosing to protect themselves with insurance. This is partly due to the increasing demand for app developers, which has led to more competition and therefore a higher risk of legal issues. In addition, as the industry evolves, app developers are increasingly being held to higher standards, which can also increase the risk of legal action.

Common App Developers Insurance Questions

What is covered by app developers insurance?

Professional Indemnity insurance for app developers provides cover for claims and allegations made against you by clients and third parties because of mistakes you’ve made and things you’ve failed to do. Specifically, it covers:

  • Negligence
  • Defamation
  • Intellectual property infringement
  • Loss of documents or data
  • Negligent misrepresentation or misstatement
  • Virus transmission
  • Breach of confidentiality
  • Failure of third-party equipment

What is not covered by app developers insurance?

Typically, exclusions on a standard professional indemnity policy include claims based on the insured’s failure to maintain minimum standards and claims arising out of “bodily injury” and “property damage,” which would be coverable under a standard Commercial Combined or Liability Policy offering. Prior Acts or incidents emanating before the inception of professional indemnity cover or ongoing incidents that precede the inception of the cover are also typically excluded.

Do app developers need professional indemnity insurance?

In simple terms – Yes! Professional Indemnity Cover protects you against claims or allegations of Professional Negligence or allegations if your work fails to meet the standard required by clients, you may be held liable for any losses your client suffers, along with the legal costs you may incur in defending same.

Contact Us

For a free no obligation quotation, please contact us in either of our offices:

Cork (021) 4275 347
Kerry (068) 59983

Alternatively, e-mail us with your renewal date – newbusiness@mbcinsurance.com

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